Here's one I created this morning for you to use and a quick edited I did to give you an example of use.
Click on texture to download
Inspired by the weather
This was a simple edit. I opened the texture and image, them applied the image over the texture, blend set to hard light. I then duplicated the image twice, set the first to soft light and desaturated the layer. The next layer was set to normal, opacity to 33%, I then added a rain layer above the first umbrella layer, flattened the image and finished with a slight curves adjustment.
Hey if you use this texture, don't forget to leave me a link to your work, as I would love to see your results.